If the cost to repair damages is greater than the amount the vehicle is determined to be worth by the insurance company, the vehicle is considered to be a total loss. Regardless of the amount of damage, Champion Auto Body Shop of Brighton (Buick GMC) will take a look at your vehicle. However, it is up to your insurance company and their specific policy to determine if they plan on investing into those repairs that are needed or if they determine your car to be a Total Loss. We will assist you with filing all the necessary paperwork and help you figure out what your next steps would be.